Privacy Policy

Last Updated: March 15, 2025

At Cralvex, we take your privacy seriously. This policy explains how we collect, use, and protect your personal information when you interact with our investment literacy education platform.

We operate in compliance with Canadian privacy legislation, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws. Your trust matters to us, and we're committed to transparency about our data practices.

Questions about your privacy? Reach us at [email protected] or call +17052524638

Information We Collect

When you engage with Cralvex, we collect different types of information depending on how you use our services. We're upfront about what we gather and why.

Information You Provide Directly

This is information you give us when you sign up, contact us, or participate in our programs:

Name, email address, and phone number when you register for programs or request information
Educational background and investment experience level to help us tailor content appropriately
Payment details when you enroll in paid courses (processed securely through third-party providers)
Communication preferences and feedback you share with us
Correspondence when you email us or fill out contact forms

Information Collected Automatically

Like most websites, we gather certain information automatically when you visit cralvex.info:

Technical Data
IP address, browser type, device information, operating system
Usage Data
Pages visited, time spent on site, navigation patterns, referring websites
Cookies
Small files stored on your device to improve functionality and remember preferences

We don't collect sensitive financial information like bank account numbers or investment portfolio details. Our focus is on education, not managing your money.

How We Use Your Information

We use the information we collect for specific, legitimate purposes related to providing and improving our educational services. Here's what that looks like in practice:

Delivering course content and program materials you've enrolled in
Communicating about upcoming events, schedule changes, or program updates
Processing payments and maintaining transaction records
Responding to your questions and providing customer support
Improving our website functionality and user experience based on usage patterns
Sending educational newsletters and investment literacy resources (you can opt out anytime)
Complying with legal obligations and protecting against fraud

We don't sell your personal information to third parties. Period. That's not our business model, and it never will be.

Sharing and Disclosure

We share your information only in limited circumstances, and we're careful about who we work with.

Service Providers

We work with trusted third-party companies that help us operate our platform. These include payment processors, email service providers, and website hosting companies. They can access your information only to perform specific tasks on our behalf and are contractually obligated to protect it.

Legal Requirements

We may disclose your information if required by Canadian law, court order, or government regulation. We'll notify you about such requests unless legally prohibited from doing so.

Business Transfers

If Cralvex is involved in a merger, acquisition, or sale of assets, your information may be transferred. We'll notify you before your information becomes subject to a different privacy policy.

We never share your email address with marketing companies or use it for purposes beyond what we've outlined here. You won't suddenly start receiving unrelated promotional emails because you signed up with us.

Your Privacy Rights

Under Canadian privacy law, you have significant control over your personal information. Here's what you can do:

Access Your Data

Request a copy of the personal information we hold about you. We'll provide it in a readable format within 30 days.

Correct Information

Update inaccurate or incomplete information. You can do this through your account settings or by contacting us directly.

Delete Your Account

Request deletion of your personal information, subject to legal retention requirements for financial records.

Withdraw Consent

Opt out of marketing communications or withdraw consent for data processing where applicable.

Object to Processing

Challenge how we use your information in certain situations, and we'll review your request.

File a Complaint

Contact the Office of the Privacy Commissioner of Canada if you believe we've mishandled your information.

To exercise any of these rights, email us at [email protected] with your request. We'll respond within 30 days and verify your identity before processing requests involving sensitive information.

Data Security

We implement reasonable security measures to protect your information from unauthorized access, disclosure, or destruction. While no system is completely foolproof, we take security seriously.

Encryption of data in transit using industry-standard SSL/TLS protocols

Secure data storage with access limited to authorized personnel only

Regular security audits and vulnerability assessments of our systems

Employee training on data protection and privacy best practices

Multi-factor authentication for administrative access to sensitive systems

Incident response procedures in case of a data breach

If we experience a data breach affecting your personal information, we'll notify you and relevant authorities as required by Canadian law.

Data Retention

We keep your information only as long as necessary to provide our services and comply with legal obligations.

Active Users: We retain your account information and course progress while your account remains active and for one year after your last interaction with our platform.

Financial Records: Payment and transaction records are kept for seven years to comply with Canadian tax and financial regulations.

Marketing Data: If you opt out of marketing communications, we keep a record of your opt-out preference indefinitely to honor your choice.

Legal Requirements: Some information may be retained longer if required by law or to resolve disputes.

When we no longer need your information, we securely delete or anonymize it so it can't be traced back to you.

Cookies and Tracking

We use cookies and similar technologies to make our website work properly and understand how people use it. Most of these are pretty standard.

Types of Cookies We Use

Essential cookies that enable basic website functionality (required for the site to work)
Preference cookies that remember your settings and choices
Analytics cookies that help us understand usage patterns and improve our platform
Marketing cookies for measuring the effectiveness of our educational content (used sparingly)

You can control cookies through your browser settings. Keep in mind that blocking certain cookies may affect your ability to use some features of our website.

Third-Party Links

Our website may contain links to external sites we think are helpful for investment education. We're not responsible for the privacy practices of these sites. When you click away from cralvex.info, their privacy policies apply instead of ours.

We encourage you to review the privacy policies of any third-party sites you visit. Some common third-party services we may link to include financial news sources, regulatory bodies, and educational resources.

Children's Privacy

Our services are designed for adults interested in investment literacy. We don't knowingly collect personal information from anyone under 18 years old. If you're a parent or guardian and believe your child has provided us with personal information, please contact us at [email protected], and we'll delete it promptly.

Changes to This Policy

We may update this privacy policy occasionally to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we'll notify you by email or through a prominent notice on our website.

The "Last Updated" date at the top of this policy shows when it was most recently revised. We encourage you to review this policy periodically to stay informed about how we protect your information.

Get In Touch About Privacy

Have questions about this privacy policy or how we handle your information? We're here to help.

Mail: 5415 Victoria Rd, Halifax, NS B3H 4K5, Canada